1. Killing a cow Being born as a dog
2. Killing a Brahmin Being born as an insect or worm
3. Consuming alcohol Being born as a pig
4. Stealing Being born as a cat
5. Lying Being born as a bird of prey
6. Committing adultery Being born as a demon
7. Engaging in violence or cruelty Being born with a deformity or disability
8. Engaging in sexual misconduct Being born in poverty or as an outcaste
9. Blasphemy against God or the Vedas Being born as a serpent or reptile
10. Eating meat Being born as a tree
11. Gambling Being born as a fish or aquatic animal
12. Neglecting one's duty or responsibilities Being born in a foreign land or country
13. Neglecting one's parents or elders Being born with a short life span
14. Failing to uphold dharma (righteousness) Being born in socially marginalized family
15. Taking bribes or engaging in corruption Being born as a crow or other scavenger bird
16. Being envious or jealous of others Being born as a rock or mineral
17. Being arrogant or prideful Being born with mental or emotional instability
18. Failing to practice ahimsa (non-violence) Being born with physical ailments or diseases
19. Failing to practice compassion or kindness Being born with an addiction.
20. Engaging in witchcraft or black magic Being born in a war-torn or violent region.